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Финансовая грамотность и финансовая компетентность: определение, методики измерения и результаты анализа в России

https://doi.org/10.32609/0042-8736-2015-8-129-148

Полный текст:

Аннотация

Основной целью исследования является измерение уровня финансовой компетентности россиян. В статье рассмотрены различные подходы к измерению финансовой грамотности и финансовой компетентности населения, представлены результаты опроса населения с использованием международной методологии, разработанной в рамках проекта Российского фонда финансовой грамотности и образования. Исследуются планирование расходов и выполнение этих планов, формирование финансовых резервов для крупных запланированных или неожиданных трат, контроль над истраченными деньгами, отказ большинства населения от ведения письменного учета своих доходов и расходов, отсутствие установок на сбережение и короткие горизонты планирования.

Об авторе

О. Е. Кузина
НИУ ВШЭ (Москва)
Россия
к. э. н., доктор социологии (PhD), профессор НИУ ВШЭ (Москва)


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Для цитирования:


Кузина О.Е. Финансовая грамотность и финансовая компетентность: определение, методики измерения и результаты анализа в России. Вопросы экономики. 2015;(8):129-148. https://doi.org/10.32609/0042-8736-2015-8-129-148

For citation:


Kuzina O. Financial literacy and financial capability: definitions, measurement methods, and analysis in the case of Russia. Voprosy Ekonomiki. 2015;(8):129-148. (In Russ.) https://doi.org/10.32609/0042-8736-2015-8-129-148

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ISSN 0042-8736 (Print)