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Прозрачность банковской системыи конкуренция: межстрановой анализ

https://doi.org/10.32609/0042-8736-2014-9-96-111

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Аннотация

Многие авторы полагают, что повышение прозрачности банковской системы приводит к усилению конкуренции между банками. Для проверки гипотезы о том, что раскрытие информации связано с рыночной властью и уровнем концентрации в банковской системе, мы используем данные по 213 странам за 2001, 2005 и 2010 гг. Результаты опровергают общепринятое мнение: страны с более высоким уровнем прозрачности банковского сектора имеют более низкий уровень концентрации, а связь между раскрытием информации и рыночной властью выражена слабо. Более того, с ростом рисков банковского сектора эффект от раскрытия информации растет с замедляющимся темпом.

Об авторах

И. К. Андриевская
НИУ ВШЭ, (Москва)
Россия
PhD, научный сотрудник Института институциональных исследований (ИНИИ) НИУ ВШЭ, (Москва)


М. В. Семенова
НИУ ВШЭ, (Москва)
Россия
к.э.н., доцент, научный сотрудник ИНИИ НИУ ВШЭ


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Для цитирования:


Андриевская И.К., Семенова М.В. Прозрачность банковской системыи конкуренция: межстрановой анализ. Вопросы экономики. 2014;(9):96-111. https://doi.org/10.32609/0042-8736-2014-9-96-111

For citation:


Andrievskaya I., Semenova M. Does banking system transparency enhance bankcompetition? Cross-country evidence. Voprosy Ekonomiki. 2014;(9):96-111. (In Russ.) https://doi.org/10.32609/0042-8736-2014-9-96-111

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ISSN 0042-8736 (Print)