voprecotestВопросы экономикиVoprosy Ekonomiki0042-8736Voprosy Ekonomiki, NP10.32609/0042-8736-2012-9-67-87voprecotest-748Research ArticleПЕНСИОННАЯ РЕФОРМАБудущее пенсионной системы:параметрические реформыили смена парадигмы?The Future of the Pension System: Parametric Reformsor the Change of a Paradigm?НазаровВ. С.NazarovV.

к. э. н., завлабораторией бюджетного федерализма Института экономической политики имени Е.  Т.  Гайдара (Москва)

nazarov@iet.ruИнститут экономической политики имени Е. Т. Гайдара (Москва)РоссияGaidar Institute for Economic Policy (Moscow, Russia)Russian Federation201220092012096787Copyright © Voprosy Ekonomiki, NP, 20122012Voprosy Ekonomiki, NPVoprosy Ekonomiki, NPhttps://www.vopreco.ru/jour/about/submissions#copyrightNoticehttps://www.vopreco.ru/jour/article/view/748

В статье показана ограниченность философско-мировоззренческих пред- посылок целесообразности существования современных пенсионных систем. Сделан вывод о том, что в постиндустриальном обществе классическая пенсия, как обязательное и унифицированное страхование утраченного заработка, трансформируется в добровольные частные пенсионные системы, состоящие из любых накоплений граждан и инвестиций в человеческий капитал, и государственную страховку от бедности в случае нетрудоспособности. Даны конкретные рекомендации по социально приемлемой трансформации пенсионной системы.

The main aim of the paper is to reveal philosophical drawbacks of the current paradigm of the pension system. The main conclusion is that pension system as unified mandatory salary insurance is transforming into hybrids of free-will private savings and investments in human capital and government poverty insurance. Socially and politically acceptable measures of the pension system transformation are described in the paper

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The authors declare that there are no conflicts of interest present.