voprecotestВопросы экономикиVoprosy Ekonomiki0042-8736Voprosy Ekonomiki, NP10.32609/0042-8736-2022-6-69-90voprecotest-3529Research ArticleФИНАНСОВАЯ ЭКОНОМИКАFINANCIAL ECONOMICSИсламские финансы глазами бизнеса и населения стран СНГIslamic finance in the eyes of businesses and population of the CIS countrieshttps://orcid.org/0000-0002-0858-7323НагимоваА. З.NagimovaA. Z.

Нагимова Альмира Загировна, к. э. н., ст. н. с. Института международных отношений; доцент

КазаньУфа

Almira Z. Nagimova, Institute of International Relations

KazanUfa

nagimova_almira@mail.ruКазанский (Приволжский) федеральный университет; Уфимский государственный нефтяной технический университетРоссияKazan Federal University; Ufa State Petroleum Technological UniversityRussian Federation202208062022066990Copyright © Voprosy Ekonomiki, NP, 20222022Voprosy Ekonomiki, NPVoprosy Ekonomiki, NPhttps://www.vopreco.ru/jour/about/submissions#copyrightNoticehttps://www.vopreco.ru/jour/article/view/3529

За последние десятилетия исламские финансы расширили свое присутствие во многих странах, включая постсоветские. Результаты исследования, основанного на проведении фокус-групп (глубинных дискуссий) с населением и представителями бизнеса, показали, как общество относится к проценту и ростовщичеству, каковы взгляды социума на место исламских банков и исламских финансов в экономике. Выявлены достоинст ва и недостатки реализованных в странах СНГ исламских финансовых проектов. Удалось идентифицировать формы самоорганизации общества на принципах исламских финансов в условиях их низкой доступности для бизнеса и населе ния. Фокус-группы позволили выявить серьезный запрос на просвещение и расширение знаний в этой области. Показана широкая палитра мнений и представлений общества об исламских финансах с положительной и отрицательной сторон.

In recent decades, Islamic finance has expanded its presence to many countries, including the post-Soviet space. The results of our research based on focus groups (in-depth discussions) with the population and business representatives have shown the public attitude to interest and usury, societal views on the place of Islamic banks and Islamic finance in the economy. In addition, the advantages and disadvantages of Islamic financial projects implemented in the CIS countries have been revealed. The paper identifies forms of self-organization following the principles of Islamic finance in the conditions of their low accessibility for business and the population. Focus groups have allowed us to identify a serious demand for education and expansion of knowledge in this area. A wide palette of opinions and public perceptions of Islamic finance from positive and negative sides is shown.

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The authors declare that there are no conflicts of interest present.