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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">voprecotest</journal-id><journal-title-group><journal-title xml:lang="ru">Вопросы экономики</journal-title><trans-title-group xml:lang="en"><trans-title>Voprosy Ekonomiki</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">0042-8736</issn><publisher><publisher-name>Voprosy Ekonomiki, NP</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.32609/0042-8736-2017-3-120-130</article-id><article-id custom-type="elpub" pub-id-type="custom">voprecotest-289</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>ВОПРОСЫ ТЕОРИИ</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>ISSUES OF THEORY</subject></subj-group></article-categories><title-group><article-title>Проблема стабильности в неформальных системах денежноготрансфера: нормы доверия или институты контроля?</article-title><trans-title-group xml:lang="en"><trans-title>Stability in the informal value transfer systems: norms of trust or institutions of control?</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Ляско</surname><given-names>А. К.</given-names></name><name name-style="western" xml:lang="en"><surname>Lyasko</surname><given-names>A.</given-names></name></name-alternatives><bio xml:lang="ru"><p>д. э.н., проф. Института бизнеса и делового администрирования Российской академии народного хозяйства и государственной службы при Президенте РФ (Москва)</p></bio><email xlink:type="simple">alexlascaux@yahoo.com</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>Российская академия народного хозяйства и государственной службы при Президенте РФ</institution><country>Россия</country></aff><aff xml:lang="en"><institution>Russian Presidential Academy of National Economy and Public Administration</institution><country>Russian Federation</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2017</year></pub-date><pub-date pub-type="epub"><day>20</day><month>03</month><year>2017</year></pub-date><volume>0</volume><issue>3</issue><fpage>120</fpage><lpage>130</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Voprosy Ekonomiki, NP, 2017</copyright-statement><copyright-year>2017</copyright-year><copyright-holder xml:lang="ru">Voprosy Ekonomiki, NP</copyright-holder><copyright-holder xml:lang="en">Voprosy Ekonomiki, NP</copyright-holder><license xlink:href="https://www.vopreco.ru/jour/about/submissions#copyrightNotice" xlink:type="simple"><license-p>https://www.vopreco.ru/jour/about/submissions#copyrightNotice</license-p></license></permissions><self-uri xlink:href="https://www.vopreco.ru/jour/article/view/289">https://www.vopreco.ru/jour/article/view/289</self-uri><abstract><p>Как регулируются неформальные финансовые операции, не защищенные формальным правом, и как обеспечиваются обязательства, принятые их участниками? В статье рассматриваются два типа институтов, которые координируют ожидания участников неформальных систем денежного трансфера, - отношения доверия и нормы социального контроля. Проанализированы основные подходы к созданию теоретико-игровой модели взаимодействия партнеров в системах неформального перемещения ценности, и намечены перспективы дальнейших исследований в этой области институциональной экономики.</p></abstract><trans-abstract xml:lang="en"><p>Informal financial operations exist in the shadow of official regulation and cannot be protected by the formal legal instruments, therefore raising concerns about the enforcement of obligations taken by their participants. This paper analyzes two alternative types of auxiliary institutions, which can coordinate expectations of the members of informal value transfer systems, namely attitudes of trust and norms of social control. It offers some preliminary approaches to creating a game-theoretic model of partner interaction in the informal value transfer system. It also sheds light on the perspectives of further studies in this area of institutional economics.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>неформальные институты</kwd><kwd>перемещение ценности</kwd><kwd>доверие</kwd><kwd>контроль</kwd></kwd-group><kwd-group xml:lang="en"><kwd>informal institutions</kwd><kwd>value transfer</kwd><kwd>trust</kwd><kwd>control</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Anderson S., Baland J.-M., Moene K. O. (2009). Enforcement in informal saving groups. Journal of Development Economics, Vol. 90, No. 1, pp. 14-23.</mixed-citation><mixed-citation xml:lang="en">Anderson S., Baland J.-M., Moene K. O. (2009). Enforcement in informal saving groups. 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