voprecotestВопросы экономикиVoprosy Ekonomiki0042-8736Voprosy Ekonomiki, NP10.32609/0042-8736-2017-1-123-141voprecotest-272Research ArticleЭКОНОМИКА РОССИЙСКИХ РЕГИОНОВECONOMY OF RUSSIAN REGIONSРегиональная банковская система в России: тенденции и факторы пространственного распределенияRegional banking system in Russia: Trends and factors of spatial distributionАгееваС. Д.AgeevaS.

к.э.н., с.н.с., Институт экономики и организации промышленного производства СО РАН (Новосибирск)

swtageeva@gmail.comМишураА. В.MishuraA.

к.э.н., с.н.с., Институт экономики и организации промышленного производства СО РАН (Новосибирск)

anna.mishura@gmail.comИнститут экономики и организации промышленного производства СО РАНРоссияInstitute of Economics and Industrial EngineeringRussian Federation20172001201701123141Copyright © Voprosy Ekonomiki, NP, 20172017Voprosy Ekonomiki, NPVoprosy Ekonomiki, NPhttps://www.vopreco.ru/jour/about/submissions#copyrightNoticehttps://www.vopreco.ru/jour/article/view/272

В статье исследуется размещение банков по регионам России с целью определить факторы, под воздействием которых меняется территориальная архитектура банковской системы. Показано, что она четко отражает изменение институционального характера банковского бизнеса и его взаимоотношения с властью. Объектом исследования стала динамика количества коммерческих банков и их филиалов за 1991-2016 гг. В качестве примера проанализированы особенности эволюции банковской системы в Сибирском федеральном округе. Такой подход позволил сформулировать гипотезы о причинах различий в обеспеченности регионов страны банковскими услугами.

We examine the spatial distribution of banks in Russian regions to identify the factors that affect changing territorial architecture of the banking system. The object of the study is dynamics of the number of commercial banks and their branches in 1991-2016. Besides the well-known tendency of concentration of the banking business in Moscow and reducing the number of banks in other regions we analyzed situation in the federal districts taking as an example the Siberian Federal District. This approach allowed us to formulate hypotheses about the causes of differences in the availability of banking institutions in Russian regions.

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The authors declare that there are no conflicts of interest present.